Pre-Purchase Counseling

  • Pre-Purchase Education and Counseling

Objective: To ensure that clients can demonstrate an understanding of the topics below and to proceed in the home buying process with knowledge and confidence. To help relieve any anxieties that might be present before their process begin.

Our Pre-purchase Program covers:
o    Mortgage loan basics
o    How lenders decide whether to give you a mortgage loan
o    Calculating how much you can borrow
o    Affordability and you
o    Strategies for finding the right lender and loan product
o    Working with a lender
o    Your rights as a loan customer
o    The loan application
o    The loan approval process
o    How to avoid foreclosure
o    Home owners Insurance